July Passive Income Progress

In July I bought shares of SE and COP. I didn't sell any stocks.

I started tracking my passive income summer 2014

2014 Passive income
June           $261.00
July            $209.67 
August       $235.62 
September  $212.97
October      $140.37
November  $207.05
December   $377.91

2015 Passive Income

January   $167.44
February  $279.29
March      $397.80
April        $202.48
May         $229.70
June        $368.21

Dividends received in July:

AUY	$2.58
BCE	$17.13
GSK	$35.45
KO	$17.00
NKE	$1.56
PM	$10.94
UFS	$14.53
WFM	$3.00
WIN	$2.86
CSAL	$13.25
	$118.30

This is the first month when my dividend income is actually lower than same month in a previous year. Total of July 2014 was $122.68. Back then I had more of WIN, also ARCP and IGT. 

2014 July dividends

ARCP	$18.75
IGT	$11.00
KO	$15.25
NKE	$1.34
PM	$10.29
WFM	$2.76
WIN	$63.29
	$122.68

My dividend income 2014 vs 2015 so far:

2014	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$48.61	$12.44	$63.58	$90.04	$65.67	$126.98	$122.68	$118.36	$166.28	$93.18	$123.70	$263.68
									Year to date		$1,295.20
2015	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$78.69	106.39	333.50	150.77	128.34	298.21	118.30
									Year to date		$1,214.20

I think after August I will beat my last year to date earnings!
Additional passive income or free money from different financial institutions:

I earned an interest                                $15.67

points on my Amex card                        $13.05
points on my Discover card                    $14.55
Amazon card                                          $3.99

JC Penney/Kohl's                                  $20.00 
Palais Royal/Victoria Secret                    $20.00

My total financial passive income for the month of July was $205.56

At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions.

Thanks for reading and please share your thoughts and progress.

Project: Dividends Stocks to pick for teenager (current market)

I am creating a dividends stock list for my daughter.

She is 18 years old. Luckily she has 9.5k in savings for her future college use in two years.
I am suggesting her to invest in dividend stocks for now.

She doesn't believe in dividends investments and she doesn't have much interest. I will be the one who will be managing her account and just showing her the progress.

I plan to invest her 9.5k in $1,200 increments, so it means she can own about 8 companies for now.

My minimum goal is to make her money work by earning dividends because she has two years ahead of her. This is why I mostly want to concentrate on stocks, which earn more than 3% yield.

Maximum goal is to earn on market fluctuations because I plan to pick stocks, which are trading at their lowest or close to lowest now and sell them when they reach near their 1 year target.

Below is my list for my daughter as of today August 4 market.

As you read above she doesn't know much about stock market and doesn't want to learn at this moment, so I made my picks based on my watch list and I chose criteria which would be easy to explain to her at this moment such as dividend yield and 1 year target price.
I will have to explain her that 1 year target price might happen or not but I believe that stocks I picked have some potential and pretty safe to invest. Out of my list she will have to pick 8 stocks, which I will purchase for her.

If some stocks will reach target, I will sell it and create a new list for her to pick a new stock.

I would really appreciate your comments and suggestions because I really want this project to succeed and I want to prove to my daughter that dividends stocks investment can be good. Please let me know if you have some stocks in mind, which I might have missed.

symbol	name	current price	1 year target	dividend yeild
Natural Gas
SE	Spectra Energy	$28.97	$36.30	5.00%
CNP	Centerpoint Energy	$18.86	$22.00	5.40%
KMI	Kinder Morgan	$33.66	$46.30	5.60%
Drugs
GSK	GlaxoSmithKline plc	$43.45	$45.00	5.70%
Gold and Natural Resourses
AUY	Yamana Gold	$1.82	$4.21	2.90%
BBL	BHP Billiton	$36.13	$46.50	7.10%
Manufacturer
CAT	Caterpillar	$76.60	$82.00	4.00%
Canadian Banks
BNS	Bank of Nova Scotia	$48.80	$73.83	4.50%
RY	Royal Bank of Canada	$58.04	$89.65	4.10%
CM	Canadian Bank of Commerce	$70.56	$105.00	5.10%
TD	Toronto Dominion Bank	$40.09	$60.40	4.10%
BMO	Bank of Montreal	$55.49	$83.90	4.50%
Oil and Gas
COP	ConocoPhillips	$49.87	$71.15	5.70%
BP	British Petroleum	$36.54	$41.58	6.60%
XOM	Exxon	$77.17	$90.53	3.70%
NE	Noble Corp	$11.47	$16.50	12.20%
CVX	Chevron	$85.21	$106.21	4.70%
Consumers Goods
PG	The Procter & Gamble Company	$75.91	$85.50	3.30%
JNJ	Johnson & Johnson	$99.80	$109.59	3.00%
Stores
WMT	Walmart	$72.25	$80.24	2.70%
Wireless
T	ATT	$34.58	$37.17	5.50%
VZ	Verizon	$46.67	$51.24	4.80%
Entertainment and Toys
SEAS	SeaWorld	$17.68	$23.09	4.70%
MAT	Mattel	$22.62	$28.00	6.50%
Drinks
KO	Coca Cola	$41.85	$45.26	3.30%
Hotels properties
LHO	LaSalle Hotel properties	$32.85	$39.50	5.30%
Cars
F	Ford	$14.91	$17.41	4.20%

June Passive Income Progress

June just flew by like a one day due to the fact that kids were out of school, my daughter's graduation, my mom's visit, our trip to Florida and our rental house back to market for new tenants, etc...

Unfortunately I didn't sell or buy any stocks in June. I had too many planned expenses such as car maintenance repairs/tire changes, yearly home warranty/insurance payments, tickets to Florida, etc... But at least my dividends income was automatically reinvested, which is always good. 

I started tracking my passive income summer 2014

2014 Passive income
June           $261.00
July            $209.67 
August       $235.62 
September  $212.97
October      $140.37
November  $207.05
December   $377.91

2015 Passive Income

January   $167.44
February  $279.29
March      $397.80
April        $202.48
May         $229.70

Dividends received in June:

CNP	$49.24
ESV	$4.50
EC	$31.19
F	$22.80
FTR	$27.91
JNJ	$15.00
MAT	$31.43
MCD	$28.90
PEP	$15.42
PFE	$14.65
RIG	$6.00
RYAM	$1.90
RYN	$13.20
TGT	$10.40
UL	$16.09
WU	$9.58
Total	$298.21

It was a great month in dividends earnings! Looking back into 2014, I doubled up my last year dividends income.

My dividend income 2014 vs 2015 so far:

2014	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$48.61	$12.44	$63.58	$90.04	$65.67	$126.98	$122.68	$118.36	$166.28	$93.18	$123.70	$263.68
									Total		$1,295.20
2015	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$78.69	106.39	333.50	150.77	128.34	298.21
									Year to date		$1,095.90

Additional passive income or free money from different financial institutions:

I earned an interest                                $21.17

points on my Amex card                        $17.36
points on my Discover card                    $11.47

JC Penney/Kohl's                                  $20.00  

My total financial passive income for the month of June was $368.21

At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions.

Thanks for reading and please share your thoughts and progress.

My Weekly Stock List (6/28/)

My Weekly Stock list for upcoming week:

VTR - real estate investment trust in healthcare industry 4.8% $62.79 

WYNN - casino industry 1.9% $96.50 

PPL - utility, electricity and natural gas 4.9% $29.75 

ETR - electric distribution 4.6% $70.51 

SE - natural gas 4.5% $32.80 

PAA - natural gas 6.2% $44.08 

I keep thinking about selling my shares of TGT and DRI because I bought them when they were trading at their lowest and if I sell right now I can use this money to buy other stocks, which are selling at their lowest. 

What stocks are on your buy/sell list this week? Please share.

Thanks for reading.