Monday, January 30, 2017

Loyal3 and Lending Club January updates


Lending Club Account Updates

I opened my Lending Club account December 2016.
I wrote a post here.
I am starting slow by investing just $100 per month.
I got paid on all 4 notes and I bought 4 more.
So far so good.


Loyal3 Account Updates

I keep track of my monthly Loyal3 purchases here.

This month for my monthly purchase I bought

M (Macy's) $324.00


Thanks for reading and please share how was your month.


Wednesday, January 11, 2017

December 2016 Dividends and Passive Income Progress


In December I bought 13 shares of KMB and 310 shares of FTR.

I did my monthly Loyal3 purchases.

I also opened Lending Club account.

Dividends received December 2016:


CCL$7.10
CNP$41.96
COP$6.20
GILD$12.30
ESV$0.31
F$39.08
GM$20.00
FTR$78.56
HOG$5.80
JNJ$16.71
KHC$0.38
MAT$34.07
MCD$33.01
M$3.06
NEA$6.20
PFE$16.53
RYAM$1.24
RYN$14.03
SE$17.07
TGT$12.56
KR$3.84
UL$18.75
VLO$12.88
WMT$1.25
WFC$19.55
Total$422.44

I am 34% up comparing to December 2015, which is pretty good increase.


Here 2014/2015 vs 2016:
2014
JanFebMarchAprMayJuneJulyAugSeptOctNovDec
$48.61$12.44$63.58$90.04$65.67$126.98$122.68$118.36$185.28$93.18$123.70$263.68
Year to date$1,314.20
2015
JanFebMarchAprMayJuneJulyAugSeptOctNovDec
$78.69106.39333.50150.77128.34298.21118.30122.05361.36184.44113.44316.17
Year to date$2,311.66
2016
JanFebMarchAprMayJuneJulyAugSeptOctNovDec
$183.80104.48445.07240.49104.10327.53213.41113.56396.05262.97122.31422.44
Year to date$2,936.21
As you can see I was $64 dollars short to reach 3K in my passive stock income.

Additional passive income or free money from different financial institutions:

Interest:                                                          $1.60
Points AMEX                                                   $21.16
Points Discover                                               $21.71
Promo gift cards                                             $40.00     
(JC Penny/KOHLS)

My total financial passive income for the month of December was $506.91

It means I am half way to reach my 1K passive income goal from stocks and financial institutions. If I look back into my 2016 month by income December was the best month so far.

I started tracking my passive income Summer 2014
June           $261.00
July            $209.67 
August       $235.62 
September  $212.97
October      $140.37
November  $207.05
December   $377.91
Total         $1644.59

 2015 Passive Income
January      $167.44
February    $279.29
March         $397.80
April           $202.48
May            $229.70
June           $368.21
July            $205.56
August       $254.16
September $494.20
October      $231.18
November   $268.28
December   $458.46
Total         $3556.76

2016 Passive Income
January     $298.49
February   $332.39
March       $500.67
April          $360.27
May           $249.71
June          $414.51
July           $278.08
August      $164.45  
September $441.78
October     $335.86
November  $218.30
December  $506.91
Total         $4101.42

Thanks for reading and please share your thoughts and progress.

Thursday, January 5, 2017

Project: Dividend Stocks for Teenager December Dividends update

I wrote how we started Dividend Stocks portfolio for my daughter and keep track of our progress here.

Wow December is gone. We didn't purchase any stocks because my daughter decided to try selling Mary Kay products and this was her "investment" in the month of December. We will see how it will go.

We have total of 10 stocks in my daughter's portfolio.
In 2016 we bought two stocks - Amazon and Ford. 

December dividends


EMR$13.08
JNJ$10.78
SE$18.58
XOM$12.55
F$15.03
Total$70.02

Here is dividends month by month:

2015janfebmaraprmayjunejulyaugsepoctnovdec
n/an/an/an/an/an/an/an/a49.8118.728.9150.27
Total147.69
janfebmaraprmayjunejulyaugsepoctnovdec
201618.7341.0352.3519.1142.4753.8819.4643.0369.2419.8143.2770.02
Total492.4
We were very close to reach $500 but next year for sure!

Thanks for reading and please share your thoughts.