Sunday, February 22, 2015

My weekly stock list (2/22)

Finally I am back to stock market.

Last week I finished my taxes and transferred money to invest into my IRA account.

I bought shares of Bank of Montreal(BMO) and more shares of Centerpoint Energy(CNP).

Here is my list for upcoming week

GEGeneral Electrics$25.213.70%$23.41$27.53$28.501.516.82>15 years
AUYYamana Gold$3.961.5%$3.45$10.72$5.61-1.469 years
MSFTMicrosoft$43.852.8%$37.19$50.05$47.972.4817.6910 years
BCEBCE inc$44.594.6%$41.00$48.27$56.952.3718.79>15 years

Which one do you like the most? 

My complete Watch List of Dividends Stocks here

My stock picking strategy here

Please share your thoughts and watch lists.

Tuesday, February 3, 2015

Healthy Gums and Teeth

This month my mom went to the dentist office because she thought one of her crowns was getting loose. It turned out it was not actually her crown but entire tooth got loose.
So her dentist sent her to periodontist.

We went to periodontist and he performed deep cleaning and some antibiotic treatment on my mom's tooth and said that for now they will just watch and see if it gets better. Since I was there I scheduled my appointment as well because I have receding gums.

On my appointment  periodontist told me that I actually need gum craft on 4 of my teeth. This procedure sounds too painful to me and so I want to try use natural ways to improve gum health and hopefully slow down or maybe reverse the process.

While waiting on periodontist appointment for my mom I did research on natural ways to treat periodontal problems.

So here are steps we are taking in order to keep gums and teeth healthy:

1. Vitamins and Supplements

This article from Institute for Optional Nutrition discusses how nutritional factors affect teeth and gum health. I learned that actually using certain vitamins can help gum health as well.

So  I ordered and added these Vitamins and supplements to my daily routine:
Vitamin C (2-4g)
Vitamin A (100,000 i.u.)
Vitamin E (200-400 i.u.)
VItamin D
Coenzyme Q10 (50-150mg)
Bioflavonoids (500 mg - 1g)
Selenium (200 mcg)
Folic Acid ( 2 mg)
Zink (15-30mg)

2. Sea salt mixed with warm water. I use it as often as I can.
Read here about sea salt for your teeth.

3. Coconut oil pulling. I wrote about oil pulling here and now I make sure I swish my teeth every day for 20 minutes.

4. Natural toothpaste and mouthwash. I switched to all natural toothpaste and mouthwash. We also use baking soda and xylitol for teeth cleaning. 
Here you can read more about benefits of brushing your teeth with xylitol.
You have to be careful though when you use herbal toothpaste or mouthwash. I believe one herb was actually irritating my gums. 

P.S. if you use invisalign make sure your retainer doesn't touch your gums. 

Thanks for reading and please share your thoughts.

                          Here is beautiful smile for you! :)

January Passive Income Progress

I started tracking my passive income summer 2014.

My June passive income was $261.00

My July passive income was $209.67  
My August passive income was 235.62
My September passive income was $212.97
My October passive income was $140.37
My November passive income was $207.05
My December passive income was $377.91

I didn't have any sales or purchases of stocks in January, because I was super busy calculating projected taxes for FAFSA, filling out FAFSA and Profile for my daughter's colleges, applying for medical insurance, paying property taxes and doing some repairs on rental property. Plus I am finally done on one of my work projects, so hopefully I will be able to go back to my regular trading schedule. I am looking forward to it! I miss all my daily/weekly stocks watching and purchasing/selling stocks. :)

In January I received dividends:


It was not so much comparing to my previous months but a little better than January 2014.

Here you can see my progress for 12 months

Year to date$1,295.20
Year to date$78.69
I earned an interest of $28.05
$10.52 in points on my Discover card
$  4.82 in points on my Amazon card
I received $5.00 gift card from Kohls
               $40.36 gift card from TXU

I can't wait to see my points on my new AMEX card. It takes 4-6 weeks after statement to see them. As I mentioned in my December update I I finally accepted AMEX offer to get their credit card because they are offering 20% back if I used the card 20 times per month.

My total financial passive income for the month of January was $167.44

At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions.

Thanks for reading and please share your thoughts and progress.