Saturday, September 13, 2014

My Weekly Stock list (9/13)

This week offshore drilling companies are struggling even more after sanctions for my Motherland Russia.  My hope is that oil industry will clean out all this mess very soon because Gazprom, Rosneft, Lukoil and all other Russian companies are huge customers not just for offshore drilling companies but for many oil and gas companies all around the world. I don't like wars and politics but as an investor, I have to watch it closely, even it doesn't make any sense to me. When I grew up in Russia, it was a big country with many republics, then republics became independent countries. It looks to me as it would be the same as if each of USA states would become an independent country and then there would be a war between two states? It is very sad. But I am a girl and I don't understand wars at all.

But back to stock market.

This week I sold my remaining shares of WIN and bought shares of SDRL, just a little bit.

Below is my list for upcoming week. This week I added AFL (Aflac), thanks to Divhut for pointing that Aflac is trading close to their lowest. 

Also I put back ARCP and two other REIT companies SNH and SIR, which acquired part of ARCP properties last week. Here is an article about these transactions, if you didn't hear about this. 

Stock Name, descriptionprice as 9/13Yield52 wks low52 wks high1 yr target pricemy opinion of holding
VZVerizon Communications$48.404.20%$45.45$53.66$54.50long term
MATMattel (toys - barbie, fisher price, baby gear, etc)$34.344.30%$34.25$47.94$37.75long term
MCDMacdonalds$93.343.40%$90.53$103.78$98.93long term
AFLAflac$59.792.50%$58.50$67.62$68.63long term
GSKGlaxoSmithCline$47.065.30%$46.01$56.03$55.67long term
PCLPlum Creek Timber$39.634.30%$39.30$50.08$44.22potential long term
ARCPAmerican Realties Capital Properties$12.567.50%$11.76$14.96$15.38maybe long term, watch closely
ESVEnsco$46.255.90%$46.21$62.25$50.88maybe long term, watch closely
NENoble Corp$25.955.60%$25.06$35.54$30.94maybe long term, watch closely
RIGTransocean ltd$35.867.60%$35.79$55.74$37.63maybe long term, watch closely
ECEcopetrol SA$33.686.80%$32.88$49.45$36.96watch very close, decide later to sell or keep
SDRLSeaDrill limited$30.8711.10%$30.80$48.09$39.92watch very close, decide later to sell or keep
SIRSelected Income REIT$25.636.80%$24.61$31.47$25.63not sure if I want to buy it, but want to watch
SNHSenior Housing Properties Trust$21.426.90%$20.70$25.35$22.30not sure if I want to buy it, but want to watch

If I move stock to this list, it means there was a price drop or current price is somewhere in the middle.
I do not buy stocks at their highest prices. I might miss some good stocks but I prefer to sit and wait.
If I have a stock on my list, it means I like something about this stock. If I buy one of these stocks, it does not mean I plan to keep them forever. I might sell them if their price would go up a lot and I feel it's time to sell.

I love Sales on my regular shopping sprays and I use this strategy for my stock shopping... :)

Check A Frugal Family Journey Collection of Stock Analysis
 h ere


My complete Watch List of Dividends Stocks here. I update this watch list at least once a month.

My stock picking strategy here


Will this way speed up your earnings? I wrote about my idea of speeding up my earnings by trading more often and I would like to hear your opinion. Please read here

Please share your thoughts and watch lists.


Thanks for stopping by!

Saturday, September 6, 2014

My weekly stock list (9/6)

This week I bought shares of RIG and ESV. 

It looks like many of offshore drilling companies are trading at their 
lowest this week.

Here is my list for upcoming week. I added some extra columns
Stock Name, descriptionprice as 9/6Yield52 wks low52 wks high1 yr target pricemy opinion of holding
NENoble Corp$26.605.60%$25.06$35.54$31.38watch very close, decide later to sell or keep
MATMattel (toys - barbie, fisher price, baby gear, etc)$35.104.30%$34.30$47.94$38.00long term
MCDMcdonalds$93.073.40%$92.22$103.78$101.39long term
RIGTransocean ltd$37.607.60%$37.33$55.74$37.63watch very close, decide later to sell or keep
PCLPlum Creek Timber$41.184.30%$40.24$50.08$44.22potential long term
ESVEnsco$47.465.90%$46.43$62.25$50.96maybe potential long term
ECEcopetrol SA$34.846.80%32.8849.4536.96watch very close, decide later to sell or keep

If I move stock to this list, it means there was a price drop or current price is somewhere in the middle.
I do not buy stocks at their highest prices. I might miss some good stocks but I prefer to sit and wait.
If I have a stock on my list, it means I like something about this stock. If I buy one of these stocks, it does not mean I plan to keep them forever. I might sell them if their price would go up a lot and I feel it's time to sell.

I love Sales on my regular shopping sprays and I use this strategy for my stock shopping... :)

Check A Frugal Family Journey Collection of Stock Analysis
 h ere

My complete Watch List of Dividends Stocks here. I update this watch list at least once a month.

My stock picking strategy here


Will this way speed up your earnings? I wrote about my idea of speeding up my earnings by trading more often and I would like to hear your opinion. Please read here

Please share your thoughts and watch lists.

Thanks for stopping by!

Will this way speed up your earnings?

I keep lots of my stocks in IRA, IRA Roth and SEP accounts.

After observing stock market for a while, I have this idea of speeding up my earnings.

Usually I try to spend at least $1,500 per purchase on my stocks. Or if I am not sure in stock or short on money, I might spend less.

My point is - most stocks keep fluctuating in pricing. 52 weeks high/low pricing is a great example.
I try to buy my stocks on bad news at their lowest or close to lowest price. Then usually after some period of time stock's price will come back to original price or even higher. Then company might have another bad report and price will fall again. If I keep stock without selling I will just earn my dividends and see how my stock's prices jump back and forth - feeling happy on good earnings reports and a little worried on bad days.

But what if I pick certain amount as a point for sale and I will try to do it every week or every other week for different stock? Lets say I pick $300 or $400. So if any of my stocks earn this amount, I sell it. Then I will buy a different stock, which is on sale. By following this strategy, I can earn between $600 and $1600 extra money per month and reinvest it. I could add between $7,200 and $19,200 to my investment portfolio without even doing much extra. I already watch market every day. Even if I do it just once a month, I still can earn an extra $3600 - $4800 on top of my dividends earning.

What do you think about this strategy?

I think I will try to follow this way and I will update you in a while.


Saturday, August 30, 2014

My Weekly stock list (8/29)

This week I got bored with my regular list of stocks because there was not much changes and I decided to research and add more stocks to my list.

I updated My Dividend Stock List with all new stocks I added to my watch list. It doesn't mean I plan to buy all of them but if their prices drop one day, I might consider to buy. I added stocks, which have positive numbers and pay more than 4% in dividends.

I did not buy or sell any stocks this week. 

Here is my list for upcoming week.
Stock Name, descriptionprice as 8/29Yield
NENoble Corp$28.465.60%
MATMattel (toys - barbie, fisher price, baby gear, etc)$34.494.30%
MCDMcdonalds$93.723.40%
RIGTransocean ltd$38.657.60%
PCLPlum Creek Timber$40.634.30%
ESVEnsco$50.485.90%

*
If I move stock to this list, it means there was a price drop or current price is somewhere in the middle.
I do not buy stocks at their highest prices. I might miss some good stocks but I prefer to sit and wait.
If I have a stock on my list, it means I like something about this stock. If I buy one of these stocks, it does not mean I plan to keep them forever. I might sell them if their price would go up a lot and I feel it's time to sell.

I love Sales on my regular shopping sprays and I use this strategy for my stock shopping... :)

Check A Frugal Family Journey Collection of Stock Analysis
 h ere


My complete Watch List of Dividends Stocks here. I update this watch list at least once a month.

My stock picking strategy here

Please share your thoughts and watch lists.


Thanks for stopping by!

August Progress

I started tracking my passive income this summer.

My June passive income was $261.00
My June passive income was $209.67  

In August I bought more shares of MCD, GSK, and a new stock EC.

I received $118.36 in Dividends income
My dividend paying stocks were: ARCP, T, RYN, KMI, PETS, PG. 
I earned an interest of $26.05
I earned $11.26 in points on my Discover card
I received $10 check from my Kroger card
I received $70 gift card from amazon.com for opening a credit card account. I am not sure if I supposed to count this one but I was buying a new printer and using $70 off was very appealing... :)

My total financial passive income for the month of August was $235.62

At this moment my goal is to have $1k in passive income from dividends and other financial institutions.




Monday, August 25, 2014

How paying $520 saved me thousands dollars...

I bought my house a year ago. When I bought my house, I had a Home Warranty insurance through the seller. The year passed by and it was time to renew or drop Home Warranty Insurance. My house was built in 2002, not very old. But we live in Texas and our ACs run like crazy during summer months. I decided to renew. Actually instead of renewing I found a new Home Warranty company.

If you are not familiar with Home Warranty insurance, it usually covers most main systems in your house: AC, Heater, Plumbing, Electrical, etc.

The yearly contract cost me $520.00. You can choose either pay in monthly payments or once a year payment. If something that is under the warranty breaks, you call your warranty company, pay a service fee, in my case it is $60, and technician will come and diagnose the problem and sometimes fix it right away.

The thing is you might use it through the year but you might not. Plus not everything is covered. Someone would think it is a waste of money. It turned out it was not in my case.

About two months after I bought a new Home Warranty Insurance my AC stopped working.
I called my Warranty company. Paid $60.00. AC technician came 3 days later. I was upset because I have to wait so long. Technician said I have a leak in the compressor and it needs to be replaced. Then it took another week for installers to come. But instead of compressor they brought entire new unit! I was very happy.

But my happiness didn't last long. They installed new unit, but AC still didn't work. After checking around, they found that previous technician did not notice the real cause of the problem! My motor was broke. It took several long phone calls with my warranty company and AC company, another $60 dollars and a new technician in order to replace the motor. Finally after another week of waiting my AC started working again.

We were lucky to stay with our family member these two weeks. It was a stressful two weeks, and it took me a while to straighten it all up. But I can't complain at the end.

If I would not have warranty company it would cost me at least 1,200 dollars just for a new unit and about $300-500 for the motor, plus freon - another $260 and work - not sure how much. By new regulations AC companies might want to replace my entire system, which would cost me even more. But all that I paid was a price of a contract $520.00 plus 2x$60.00 technician costs.

My warranty is still good for another 10 months, in case something else breaks down.
Will I keep renewing my Warranty? Oh yes!




Sunday, August 24, 2014

My Weekly Stock List (8/24)

I spent my last week in Samara, Russia. You can see Volga river on my picture. This is an old Russian town. It was my first time there and it was an interesting experience. But I am so glad to be back home! Everything feels perfect when I am at home! 


While I was in Russia, there was 9 hours difference, so the stock market was open by the time I was back to my hotel room. 

This week I sold one of my non dividend stocks - BJRI. I bought more shares of MCD and GSK and also added EC to my portfolio. 


Here is my list for upcoming week. It did not change much since last week.


Stock Name, descriptionprice as 8/23Dividend Yield
GSKGlaxoSmithCline$47.684.70%
MATMattel (toys - barbie, fisher price, baby gear, etc)$34.994.30%
MCDMcDonalds$94.453.40%
ESVEnsco$50.015.90%
ECEcopetrol SA$33.136.80%
* If I move stock to this list, it means there was a price drop or current price is somewhere in the middle.
I do not buy stocks at their highest prices. I might miss some good stocks but I prefer to sit and wait.
If I have a stock on my list, it means I like something about this stock. If I buy one of these stocks, it does not mean I plan to keep them forever. I might sell them if their price would go up a lot and I feel it's time to sell.

I love Sales on my regular shopping sprays and I use this strategy for my stock shopping... :)

Check A Frugal Family Journey Collection of Stock Analysis h ere


My complete Watch List of Dividends Stocks here. I update this watch list at least once a month.

My stock picking strategy here

Please share your thoughts and watch lists.


Thanks for stopping by!


Saturday, August 16, 2014

My Weekly Stock List (8/16/2014)




This week I spent working in Moscow. It was a busy week.
I was going to blog last week when I just arrived, but I keep having errors when I try to blog.
I guess because I am in a different country now. So I will keep it short.

Here is my stock list for upcoming week.

StockName, DescriptionPrice as 8/16/2014Dividend Yield
MCDMacdonalds $                       93.79 3.2%
GSKGlaxoSmithKline plc $                       46.87 4.7%
MATMattel, Inc. $                       35.08 3.9%
SEASSeaWorld Entertainment, Inc $                       18.66 2.8%
ECEcopetrol $                       33.17 6.2%
ESVEnsco plc $                       48.80 5.4%