Opening Loyal3 account vs Extra mortgage payments

After reading other bloggers experience with Loyal3 for a while, I kept thinking about opening my own account but I was not sure if I have an extra income to invest.

Well, I was putting extra $300 toward my mortgage payments but since I have 3.5% interest rate I decided to start investing $200 into Loyal3 account.

At this point I believe it will be better for me to have cash invested in stocks, which I can pull out if I need to, especially if I pick dividend stocks. In a long run it is much easier to sell a stock than refinance a mortgage. Plus eventually I plan to turn my house into a rental property.

So far I bought 4 stocks, each $50 worth of investment - Frontier, Walmart, GAP and Store capital.

From now on I will keep track of my Loyal3 account here.

Thanks for reading.