Tuesday, November 1, 2016

Project: Dividend Stocks for Teenager October Dividends update

I wrote how we started Dividend Stocks portfolio for my daughter and keep track of our progress here.

We didn't purchase any new stocks this month. I actually probably need to talk to my daughter and see if she wants to purchase another stock at this moment. 

LHO was the only stock, which paid dividends this month $19.81

Here is dividends month by month:

2015janfebmaraprmayjunejulyaugsepoctnovdec
n/an/an/an/an/an/an/an/a49.8118.728.9150.27
Total147.69
janfebmaraprmayjunejulyaugsepoctnovdec
201618.7341.0352.3519.1142.4753.8819.4643.0369.2419.81
Total379.11

We are about to reach $400 next month in total and we should be very close to $500 by the end of the year, which is awesome passive income for 19 y.o. We automatically reinvest all her dividends.

She got another small scholarship from School of Business, so it means less stocks to sell from her portfolio. Our goal for her is to receive a Bachelor Degree without any loans. So far I am using 529 account to pay all differences after scholarships and FAFSA. 

Thanks for reading and please share your thoughts.





Friday, October 21, 2016

Loyal3 October purchases

I opened my Loyal3 account in October 2015 and I keep updates here

October Purchases
$200 - NOK - Nokia
$62 - FOX - Twenty First Century Fox
$60 - FTR - Frontier Communications
Total of $322.00

What did you buy this month?

Thanks for reading

Friday, October 7, 2016

September 2016 Dividends and Passive Income Progress


In September I bought 34 shares of VOD, 25 shares of BMY and 21 shares of WFC. My post here

I also made my September purchase in my Loyal3 account here

September was as usual a very good dividends month for me. I almost reached $400 in dividends!

Dividends received September 2016:

BBL$19.82
CCL$7.05
CNP$41.51
COP$6.16
GILD$12.22
ESV$0.31
F$24.54
FTR$43.71
HOG$5.76
JNJ$16.16
KSS$2.06
MAT$33.67
MCD$31.02
PEP$17.13
PFE$16.39
RYAM$1.23
GM$19.76
RYN$13.90
SE$16.87
TGT$12.45
UL$18.53
VLO$12.75
WMT$1.25
WU$10.31
WFC$11.49
Total$396.05

This is 9.5% increase comparing to September 2015

Here 2014/2015 vs 2016:

2014JanFebMarchAprMayJuneJulyAugSeptOctNovDec
$48.61$12.44$63.58$90.04$65.67$126.98$122.68$118.36$185.28$93.18$123.70$263.68
Year to date$1,314.20
2015JanFebMarchAprMayJuneJulyAugSeptOctNovDec
$78.69106.39333.50150.77128.34298.21118.30122.05361.36184.44113.44316.17
Year to date$2,311.66
2016JanFebMarchAprMayJuneJulyAugSeptOctNovDec
$183.80104.48445.07240.49104.10327.53213.41113.56396.05
Year to date$2,128.49

Additional passive income or free money from different financial institutions:


Interest:                                                          $14.66
Points AMEX                                                  $12.25
Points Discover                                                $8.82
Promo gift cards(Palais Royal)                        $10.00     
My total financial passive income for the month of September was $441.78

At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions.      

I started tracking my passive income Summer 2014
June           $261.00
July            $209.67 
August       $235.62 
September  $212.97
October      $140.37
November  $207.05
December   $377.91

 2015 Passive Income
January      $167.44
February    $279.29
March         $397.80
April           $202.48
May            $229.70
June           $368.21
July            $205.56
August       $254.16
September $494.20
October      $231.18
November   $268.28
December   $458.46


2016 Passive Income
January    $298.49
February  $332.39
March      $500.67
April         $360.27
May          $249.71
June         $414.51
July          $278.08
August     $164.45  

Thanks for reading and please share your thoughts and progress.

Sunday, October 2, 2016

Project: Dividend Stocks for Teenager September Dividends update


I wrote how we started Dividend Stocks portfolio for my daughter and keep track of our progress here.

We didn't purchase any new stocks this month. 

Overall portfolio gain so far is +14.95%, which is very close to 2k.

The other day I saw my daughter paystub, she works as hostess at Asian Restaurant, and her total earnings for this year were almost identical to her total gain of her portfolio. We are not even counting dividends! So after I explained it to her, I think she likes her stock market experience so far.

I am still trying to decide if we need to sell some of positions and collect gains or just keep them for now.

Like for example SE (Spectra Energy) has 44% gain.  So we can sell shares she has and buy shares of two new different stocks which trading at lowest right now. I might do this but I am not sure. Spectra has good dividends and I know this is a good company. What do you think?

Her other stock, which is 42% gain is Amazon, but this one she wants to keep for sure, she said. It was her totally own pick(non dividend stock) and she believes in Amazon keeps growing... :)

September Dividends:


EMR$12.83
JNJ$10.71
SE$18.40
XOM$12.45
F$14.85
Total$69.24

Here is the dividends month by month:


2015janfebmaraprmayjunejulyaugsepoctnovdec
n/an/an/an/an/an/an/an/a49.8118.728.9150.27
Total147.69
janfebmaraprmayjunejulyaugsepoctnovdec
201618.7341.0352.3519.1142.4753.8819.4643.0369.24
Total359.3

Thanks for reading.