Saturday, June 4, 2016

May 2016 Dividends and Passive Income Progress


It's time to report my May progress.

In May besides my monthly Loyal3  investments I purchased

10 shares of AAPL - Apple
21 shares of VLO - Valero Energy.

Dividends received in April 2016:
AAPL$1.20
BMO$16.82
DRI$17.56
KMI$8.73
NE$0.65
PG$17.45
RY$11.69
T$13.89
TD$15.77
YUM$0.34
Total$104.10

This is 23% decrease comparing to May 2015.

I analysed why this happened and this decrease was due to decrease in KMI and NE dividends.

Here 2014/2015 vs 2016:
2014JanFebMarchAprMayJuneJulyAugSeptOctNovDec
$48.61$12.44$63.58$90.04$65.67$126.98$122.68$118.36$185.28$93.18$123.70$263.68
Year to date$1,314.20
2015JanFebMarchAprMayJuneJulyAugSeptOctNovDec
$78.69106.39333.50150.77128.34298.21118.30122.05361.36184.44113.44316.17
Year to date$2,311.66
2016JanFebMarchAprMayJuneJulyAugSeptOctNovNov
$183.80104.48445.07240.49104.10
Year to date$1,077.94
Additional passive income or free money from different financial institutions:


Interest:                                                          $13.80
Points AMEX                                                  $69.78
Points Discover                                              $14.03
JC Penney/Kroger/Academy                          $25.00
Ebates - get paid for shopping online            $23.00

You might noticed that my points from AMEX is higher than usual. This was due an Amex special offer to cash your points with 20% off, which I used and it gave me extra $50 in gift cards. 
             
My total financial passive income for the month of May was $249.71


At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions. 


I started tracking my passive income Summer 2014

2014 Passive income
June           $261.00
July            $209.67 
August       $235.62 
September  $212.97
October      $140.37
November  $207.05
December   $377.91

2015 Passive Income

January      $167.44
February    $279.29
March         $397.80
April           $202.48
May            $229.70
June            $368.21
July             $205.56
August        $254.16
September  $494.20
October      $231.18
November   $268.28
December   $458.46

2016 Passive Income

January     $298.49
February   $332.39
March       $500.67
April         $360.27

Thanks for reading and please share your thoughts and progress.

Thursday, June 2, 2016

Project: Dividend Stocks for Teenager May Dividends update

I wrote how we started Dividend Stocks portfolio for my daughter and keep track of our progress here.

We didn't purchase any stocks in May. Hopefully she will decide to purchase more stocks soon because she got a summer job at a restaurant and she plans to work there through the year too.

I suggested to open Roth IRA account since she started working but so far she declined the idea of saving money for retirement. 

Overall portfolio gain so far is +8.36%, the only stock which is lacking is still LHO.


May Dividends:

PG$11.58
RY$12.64
T$18.25
Total $42.47
Here is the dividends month by month:

2015janfebmaraprmayjunejulyaugsepoctnovdec
n/an/an/an/an/an/an/an/a49.8118.728.9150.27
Total147.69
janfebmaraprmayjunejulyaugsepoctnovdec
201618.7341.0352.3519.1142.47
Total173.69


Thanks for reading and please share your thoughts.