Project: Dividend Stocks for Teenager creating a new list of stocks

As I mentioned before my daughter has another $1k to invest. 

You can read all previous posts about this project here.

I am working on a new list of stocks to show her, so she can pick her new stock. Please comment and make suggestions.

I try to pick well known stocks, which are trading at their lowest at this moment and easily to explain her. 

SYMBOL	NAME	DESCRIPTION	PRICE	52-WK LOW	52-WK HIGH	YIELD	EPS	P/E	1-YR TRGT PRICE
WHR	Whirlpool Corp.	home appliances	147.94	140.5	217.11	2.28	8.56	17.27	187.3
HSY	The Hershey Company	chocolate	86.8	82.41	111.35	2.68	2.26	38.36	93
AUY	Yamana Gold, Inc.	gold	2.135	1.42	4.84	2.79	-0.67	-	3.29
ADM	Archer-Daniels-Midland Company	agriculture	35.14	34.88	53.69	3.16	2.9	12.13	44.89
WMT	Wal-Mart Stores Inc.	consumer goods	59.58	56.3	90.97	3.24	4.67	12.75	63.63
TD	The Toronto-Dominion Bank	canadian bank	39.76	35.93	48.11	3.81	3.13	12.76	44.94
EMR	Emerson Electric Co.	technology and engineering	46.95	42.21	63.41	3.92	3.99	11.76	50.73
RY	Royal Bank of Canada	canadian bank	54.64	51.27	69.87	4.23	4.93	10.98	64.02
F	Ford Motor Co.	cars	14.01	10.44	16.74	4.25	1.2	11.71	17.65
BMO	Bank of Montreal	canadian bank	57.45	48.17	71.08	4.34	4.74	11.82	61.22
CAT	Caterpillar Inc.	manufacturer	66.36	62.99	94.66	4.51	4.86	13.66	70
CM	Canadian Imperial Bank of Commerce	canadian bank	68.7	62.42	87.86	4.85	6.72	10.47	77.15
BNS	The Bank of Nova Scotia	canadian bank	42.01	39.55	57.83	4.87	4.23	10.02	51.81
IGT	International Game Technology PLC	gambling and casino equipment	15.11	14.34	21.23	5.1	-1.63	-	19.25
HCN	Welltower Inc.	real estate investment trust	62.95	58.19	84.88	5.14	2.55	24.65	72.63
T	AT&T, Inc.	cell phone	33.87	30.97	36.45	5.49	0.95	35.57	37.12
GSK	GlaxoSmithKline plc	drugs	39.86	37.24	49.08	5.82	6.09	6.55	45.67
CNP	CenterPoint Energy, Inc.	natural gas	16.18	16.15	24.38	6.03	-0.02	-	19.96
CHSP	Chesapeake Lodging Trust	real estate upper upscale hotels	25.98	25.72	39.05	6.16	0.91	28.61	31.33
BKS	Barnes & Noble, Inc.	bookstore	9.5	9.15	19	6.37	-0.69	-	17.25
OHI	Omega Healthcare Investors Inc.	real estate - healthcare facilities	33.34	31.56	45.46	6.6	1.39	24	37.44
SE	Spectra Energy Corp.	natural gas	23.78	21.43	38.47	6.71	1.15	20.67	33.46
LHO	LaSalle Hotel Properties	real estate upper upscale hotels	26.09	25.98	43.56	6.74	1.1	23.72	31.78
BP	BP p.l.c.	oil and gas	31.88	29.35	43.85	7.68	-2.49	-	37.62
FTR	Frontier Communications Corporation	communications	4.88	4.19	8.46	8.3	-0.14	-	6.3
BBL	BHP Billiton plc	natural resources	22.54	21.65	51.52	10.73	0.72	31.45	40.15

Thanks for reading and I hope to hear from you!

Loyal3 December Purchases and Dividends

I opened my Loyal3 account in October and wrote about my October investment here.

November purchase here

This is my third month and another $200.00 to invest. 

I am up 2% overall so far.

Here is a little picture for you. 

As I mentioned in my previous posts I invest $200 every month.

So this month I am investing $100 in Walmart stocks, $50 in FTR and $50 in Macy's.

December was first month of dividends on Loyal3.

FTR	$3.22
KSS	$0.52
Total	$3.74

Thanks for reading and have a great month of trading!

Project: Dividend Stocks for Teenager November update

I wrote how we started Dividend Stocks portfolio for my daughter before

Project-dividends-stocks-for-teenager Part 2

Project-dividends-stocks-for-teenager Part 1

Dividends income 2015

September    $49.81

October        $18.75
November

PG	11.27
T	17.39
	28.66

Plus apparently when I was creating her account I used a code and this month they added $50.00 bonus to her account!

 

Total dividends up to date: $97.42 + $50.00 bonus

Her account is back into red zone but we don't plan to use money from this account yet plus she is applying for various scholarships, so maybe she can just keep this account without touching it for a while.

My daughter agreed to invest another $1000 (birthday gifts + some of her earnings) into her stock account. Although I was too busy to create a new list of potential stocks to choose from. But I will try to do it next week and I will post it here as well.

Thanks for reading and please share your thoughts.

November Passive Income Progress

In November I didn't purchase any new stocks except in my Loyal3 account. Read about my purchases here. 

I started tracking my passive income Summer 2014
2014 Passive income
June           $261.00
July            $209.67 
August       $235.62 
September  $212.97
October      $140.37
November  $207.05
December   $377.91

2015 Passive Income

January     $167.44
February    $279.29
March        $397.80
April          $202.48
May           $229.70
June          $368.21
July           $205.56
August       $254.16
September  $494.20

October      $231.18

Dividends received in November 2015:

DRI	$19.00
KMI	$34.64
NE	$4.75
PG	$16.99
RY	$11.05
T	$13.24
TD	$13.77
Total	$113.44

My dividend income 2014 vs 2015 so far:

2014	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$48.61	$12.44	$63.58	$90.04	$65.67	$126.98	$122.68	$118.36	$185.28	$93.18	$123.70	$263.68
									Year to date		$1,314.20
2015	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$78.69	106.39	333.50	150.77	128.34	298.21	118.30	122.05	361.36	184.44	113.44
									Year to date		$1,995.49

It looks like my November 2014 dividends were higher, this is due to no dividends from ARCP, lower dividends from NE and I sold PETS.

Additional passive income or free money from different financial institutions:

Interest:                                                          $10.14

Points AMEX                                                  $36.15
Points Discover                                              $4.55  

Various gift cards rewards

KOHL's, JC Penney, 

Palais Royal, Kroger)                                     $55.00
Ebates - Earn Money while your shop online $49.00
when you sign up through my link you will get $10.00 credit

My total financial passive income for the month of November was $268.28

At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions. 


Thanks for reading and please share your thoughts and progress.

Loyal3 November purchases

Last month I opened my Loyal3 account and wrote about my October investment here.

Here is November and another $200 to invest.

I again purchased 4 stocks this month, $50 each - YUM, FTR, KSS and M.

Initially I planned to buy more of Walmart but switched to Macy's.

It's funny how it feels so different when you just invest $50 into each stock.

Thanks for reading. 

Project: Dividend Stocks for Teenager October update

I wrote how we started Dividend Stocks portfolio for my daughter before

Project-dividends-stocks-for-teenager Part 2

Project-dividends-stocks-for-teener Part 1

Dividends income 2015

September $49.81

October LHO $18.75

Total dividends up to date: $68.26

Also in October her portfolio finally stopped being in red color.

Maybe in November we will be able to add another 1k to her account, if she agreed to do so. She will receive money for her birthday from family plus she earned some money from her part time job.

Thanks for reading and please share your thoughts.

October Passive Income Progress

In October I opened Loyal3 account. Read about my Loyal3 account here. 
Besides this I didn't purchase any new stocks in October.

I started tracking my passive income Summer 2014
2014 Passive income
June           $261.00
July            $209.67 
August       $235.62 
September  $212.97
October      $140.37
November  $207.05
December   $377.91

2015 Passive Income

January     $167.44
February    $279.29
March        $397.80
April          $202.48
May           $229.70
June          $368.21
July           $205.56
August       $254.16
September  $494.20

Dividends received in October 2015:

VER	30.94
AUY	$2.60
BNS	$13.39
BCE	$17.35
CHSP	$14.80
CSAL	$18.34
GSK	$35.37
KO	$17.14
NKE	$1.57
PM	$11.30
UFS	$14.67
WFM	$3.01
WIN	$3.96
Total	$184.44

If you check October 2014 below, you will see that my dividends doubled October 2015.

My dividend income 2014 vs 2015 so far:

2014	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$48.61	$12.44	$63.58	$90.04	$65.67	$126.98	$122.68	$118.36	$185.28	$93.18	$123.70	$263.68
									Year to date		$1,314.20
2015	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$78.69	106.39	333.50	150.77	128.34	298.21	118.30	122.05	361.36	184.44
									Year to date		$1,882.05

Additional passive income or free money from different financial institutions:

Interest:                                            $9.57

Points AMEX                                  $22.07

Various gift cards rewards

(Victoria Secret, JC Penney, 

Palais Royal, Lowe's, Best Buy)     $15.00

My total financial passive income for the month of October was $231.18

At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions. 


Thanks for reading and please share your thoughts and progress.

Opening Loyal3 account vs Extra mortgage payments

After reading other bloggers experience with Loyal3 for a while, I kept thinking about opening my own account but I was not sure if I have an extra income to invest.

Well, I was putting extra $300 toward my mortgage payments but since I have 3.5% interest rate I decided to start investing $200 into Loyal3 account.

At this point I believe it will be better for me to have cash invested in stocks, which I can pull out if I need to, especially if I pick dividend stocks. In a long run it is much easier to sell a stock than refinance a mortgage. Plus eventually I plan to turn my house into a rental property.

So far I bought 4 stocks, each $50 worth of investment - Frontier, Walmart, GAP and Store capital.

From now on I will keep track of my Loyal3 account here.

Thanks for reading.