June 2016 Dividends and Passive Income Progress

It's time to report my June progress.

In June besides my monthly Loyal3 investments I purchased

52 Shares of GM - General Motors

Dividends received in June 2016:

CCL	$7.00
CNP	$31.55
COP	$6.13
ESV	$0.31
F	$24.27
FTR	$39.50
HOG	$5.71
JNJ	$16.49
KSS	$1.59
MAT	$33.27
MCD	$30.79
PEP	$17.00
PFE	$16.25
RYAM	$1.23
RYN	$13.77
SE	$16.66
TGT	$11.52
UL	$19.02
VLO	$12.60
WMT	$1.25
WU	$10.22
WFC	$11.40
Total	$327.53

This is 10% increase comparing to June 2015

Here 2014/2015 vs 2016:

2014	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$48.61	$12.44	$63.58	$90.04	$65.67	$126.98	$122.68	$118.36	$185.28	$93.18	$123.70	$263.68
									Year to date			$1,314.20
2015	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
	$78.69	106.39	333.50	150.77	128.34	298.21	118.30	122.05	361.36	184.44	113.44	316.17
									Year to date			$2,311.66
2016	Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Nov
	$183.80	104.48	445.07	240.49	104.10	327.53
									Year to date			$1,405.47

Additional passive income or free money from different financial institutions:

Interest:                                                          $11.61

Points AMEX                                                  $15.46

Points Discover                                              $7.92

JC Penney                                                      $10.00
Misc (Upromise)                                             $41.99

My total financial passive income for the month of June was $414.51

At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions. 

I started tracking my passive income Summer 2014

2014 Passive income

June           $261.00

July            $209.67 

August       $235.62 

September  $212.97

October      $140.37

November  $207.05

December   $377.91

2015 Passive Income

January      $167.44

February    $279.29

March         $397.80

April           $202.48

May            $229.70

June            $368.21

July             $205.56

August        $254.16

September  $494.20

October      $231.18

November   $268.28

December   $458.46

2016 Passive Income

January     $298.49

February   $332.39

March       $500.67

April         $360.27

May          $249.71

Thanks for reading and please share your thoughts and progress.

Project: Dividend Stocks for Teenager June Dividends update

I wrote how we started Dividend Stocks portfolio for my daughter and keep track of our progress here.

She picked F (Ford) as her new stock in June. I wrote about this purchase here.

Overall portfolio gain so far is +12.18%, the only stock which is lacking is still LHO. 

Here is how her portfolio looks so far. 








June Dividends:

EMR	$12.72
JNJ	$10.64
SE	$18.17
XOM	$12.35
Total	$53.88

Here is the dividends month by month:

2015

jan

feb

mar

apr

may

june

july

aug

sep

oct

nov

dec

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

49.81

18.7

28.91

50.27

Total

147.69

jan

feb

mar

apr

may

june

july

aug

sep

oct

nov

dec

2016

18.73

41.03

52.35

19.11

42.47

53.88

Total

227.57

Thanks for reading.

The Art of Decluttering and Organizing

I just finished listening to this book:

"The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing" by Marie Kondo

And put the words into action.

The author recommended to start decluttering process with clothes and do ALL clothes around the house at once, but I decided to start with school supplies and all papers around the house. I actually declutter my closet regularly, but all papers and supplies were really annoying and it was a project I was putting aside for a while.

I like the idea of this book not to clean by areas but declutter by subject, like clothes, books, etc. So I walked around my entire house and collected all school supplies, pen and pencils, etc. and decided what to keep, donate or discard. I have to tell you - I had lots of papers in recycling bin and a bunch of trash.

Then an interesting event happened. After I cleaned all supplies and papers from my son's room, he came to me and asked to help him to declutter his closet. It was a huge surprise to me because usually he does not do this. So we cleaned his closet too. 

Then I moved to books. I have lots and lots of books. I still have problems to get apart with some but I feel some kind of relief to let go of some old books, which actually just were taking space and collecting dust. Eventually I plan to keep only books I really like or plan to look for references in.

I don't think I will be following book exactly but I gained some ideas and mostly inspiration to start decluttering again.

According to Feng shui cleaning and decluttering bring new opportunities into people's lives.

 I still have lots of areas in my house for tidying up but I already started feeling a surge of energy and a wind of good changes.

Would you join me with your decluttering project? 

Thank you for reading and please share your ideas on decluttering.

  

Project: Dividend Stocks for Teenager - finally... she picked a stock :)

I wrote how we started Dividend Stocks portfolio for my daughter and keep track of our progress here.

About two weeks ago I had a post with list of stocks for my daughter to choose from to pick a new stock.

It took her a while to pick a stock because she was busy with summer class and work plus she was complaining how she disliked all stocks on my list and why could't she have other stocks. I explained her that in my opinion lots of stocks overpriced now and we need to choose from "discount rack"... :) I suggested her to pick her own and I would do research on her pick but apparently she didn't want to do this either.

She changed her mind several times, starting with BUD, then switching to Target and finishing with Ford as a final choice.

So we added to her portfolio 99 shares of Ford at $12.59.
Surprisingly she had one free trade, so we didn't even pay any trading fees.

Thanks for reading and please share your suggestions.

Loyal3 June Purchases and Dividends

I opened my Loyal3 account in October 2015 and I keep truck of my posts here. 

June Purchases

$50 - AAPL - Apple

$50 - M - Macy

$50 - NKE - Nike

$50 - FTR - Frontier Communications

$32 - KSS - Kohl's

$20 - GPS - GAP

Total of $252.00

June Dividends

FTR	$9.19
WMT	$1.25
KSS	$1.59
Total	$12.03

Thanks for reading.