Happy, Healthy and Wealthy Girl: 2016

Thursday, December 29, 2016

Stock I bought yesterday

Yesterday I bought

13 shares of KMB - Kimberly Clark Corporation at $114.15 in my IRA account.

It might be my last purchase for the year 2016

Thanks for reading and please share your thoughts.

Sunday, December 18, 2016

I opened my Loyal3 account in October 2015 and I keep updates here.

December Purchases

I bought as a part of monthly purchase:
BUD $200
NKE $100

Total $300

Thanks for reading. Please share your purchases if you have Loyal3 account

Friday, December 16, 2016

I opened LendingClub account

I am very excited to let you all know that I finally open my LendingClub account.

I decided to put just $100 per month for now and see how it work.

So I picked 4 notes, each $25 dollars.

Note 1 - 5.32%

Note 2 - 10.49%

Note 3 - 10.49%

Note 4 - 17.99%

When I pick my notes I checked
- credit score of borrower
- reason for borrowing
- occupation and ownership/rent
- number of delinquencies

I will keep you posted about my progress.

Thanks for reading and please share your experience with Lending club.

Sunday, December 11, 2016

November 2016 Dividends and Passive Income Progress

In November I bought 12 shares of DEO and 100 shares of NEA. I sold RIG, DRI and WU.
I wrote a post here.

I did my monthly Loyal3 purchases as well.

Dividends received November 2016:

AAPL	$7.86
BMO	$16.90
DRI	$20.00
BMY	$9.50
KMI	$8.85
PG	$17.73
RY	$11.87
T	$14.22
TD	$15.04
YUM	$0.34

Total	$122.31

Not so exciting month comparing to the previous one, but at least this year I did better than last year and almost caught up to 2014.

Here 2014/2015 vs 2016:

Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
$48.61	$12.44	$63.58	$90.04	$65.67	$126.98	$122.68	$118.36	$185.28	$93.18	$123.70	$263.68
								Year to date			$1,314.20

Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
$78.69	106.39	333.50	150.77	128.34	298.21	118.30	122.05	361.36	184.44	113.44	316.17
								Year to date			$2,311.66

Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
$183.80	104.48	445.07	240.49	104.10	327.53	213.41	113.56	396.05	262.97	122.31
								Year to date			$2,513.77

Additional passive income or free money from different financial institutions:

Interest: $13.75

Points AMEX $25.51

Points Discover $1.05
Promo gift cards $30.00

(Kroger/KOHLS/LL Beans)
Ebates - get paid for shopping online $25.68

My total financial passive income for the month of November was $218.30

At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions.

I started tracking my passive income Summer 2014

June $261.00

July $209.67

August $235.62

September $212.97

October $140.37

November $207.05

December $377.91

2015 Passive Income

January $167.44

February $279.29

March $397.80

April $202.48

May $229.70

June $368.21

July $205.56

August $254.16

September $494.20

October $231.18

November $268.28

December $458.46

2016 Passive Income

January $298.49

February $332.39

March $500.67

April $360.27

May $249.71

June $414.51

July   $278.08
August   $164.45
September $441.78
October   $335.86

Thanks for reading and please share your thoughts and progress.

Saturday, December 3, 2016

Project: Dividend Stocks for Teenager November Dividends update

I wrote how we started Dividend Stocks portfolio for my daughter and keep track of our progress here.

My daughter turned 20 y.o. this month, so technically she is not teenager anymore but I will keep it as a teenager portfolio because we started it when she was a teenager.

We didn't purchase any new stocks this month. Maybe December we will have more time to discuss stocks and she will pick one or two stocks to finish 2016. So far she has 10 stocks in her portfolio.

November dividends:

PG	$11.76
RY	$12.83
T	$18.68

Total	$43.27

Here is dividends month by month:

2015

jan

feb

mar

apr

may

june

july

aug

sep

oct

nov

dec

n/a

49.81

18.7

28.91

50.27

Total

147.69

jan

feb

mar

apr

may

june

july

aug

sep

oct

nov

dec

2016

18.73

41.03

52.35

19.11

42.47

53.88

19.46

43.03

69.24

19.81

43.27

Total

422.38

We reached $400 this year and we are going to be very close to $500 to finish 2016. We automatically reinvest dividends.

Thanks for reading and please share your thoughts.

Friday, December 2, 2016

Loyal3 November transactions

I opened my Loyal3 account in October 2015 and I keep updates here.

November transactions

I bought as a part of monthly purchase:
BUD $205
STOR $99
Total $304

Then I sold KSS $229 and bought more shares of BUD.

I received 0.722 stocks of YMCC due to YUM spin off

How was your month?

Thanks for reading

Friday, November 25, 2016

Stocks I bought and sold

In last two weeks I sold my shares of

WU - Western Union - to collect earnings and reinvest (IRA account)

DRI - Darden Restaurant -to collect earnings and reinvest (IRA account)

I could wait a little longer on DRI but it's story of my life... When I sell, stocks go up, when I buy they go down... :)

RIG - Transocean - Regular Brokerage taxable account - to claim losses to offset earnings. I plan to buy back in a month, just to keep this position.

Stocks I bought 11/23/2016

12 shares of DEO - Diageo at $100.48 in my IRA Account

100 shares of NEA at $13.33 - Nuveen Tax Free Municipal Fund - in my Regular Brokerage account

I saw this fund on My dividend Pipeline and was watching this fund.

At this moment I am trying to low my passive income for one more year in order to be qualified for FAFSA and so this purchase was part of this plan.

I did some transactions in my LOyal3 account as well but I will make a different post.

Thanks for reading and please share your thoughts.

Thursday, November 3, 2016

October 2016 Dividends and Passive Income Progress

In October I only made purchases in my Loyal3 account. I wrote a post here.
I didn't purchase any stocks because I could not decide what stock I want.
Plus I am accumulating cash on my account in order to pay property taxes for rental and my house.

Dividends received October 2016:

VER	$32.99
BNS	$14.50
BCE	$18.73
CHSP	$15.75
CSAL	$20.43
DEO	40.62
FOX	3.08
HRB	12.22
FCPT	$3.64
GPS	$1.83
GSK	$29.71
KO	$18.76
KHC	$0.38
M	$3.06
NKE	$1.96
PM	$12.03
STOR	$0.67
RCII	$8.00
SOUHY	$1.23
UFS	$15.89
WFM	$3.18
WIN	$4.31



Total	$262.97

This is 42.5% increase comparing to October 2015