Loyal3 and Lending Club January updates

Lending Club Account Updates

I opened my Lending Club account December 2016.
I wrote a post here.
I am starting slow by investing just $100 per month.
I got paid on all 4 notes and I bought 4 more.
So far so good.


Loyal3 Account Updates

I keep track of my monthly Loyal3 purchases here.

This month for my monthly purchase I bought

M (Macy's) $324.00


Thanks for reading and please share how was your month.

December 2016 Dividends and Passive Income Progress

In December I bought 13 shares of KMB and 310 shares of FTR.

I did my monthly Loyal3 purchases.

I also opened Lending Club account.

Dividends received December 2016:

CCL	$7.10
CNP	$41.96
COP	$6.20
GILD	$12.30
ESV	$0.31
F	$39.08
GM	$20.00
FTR	$78.56
HOG	$5.80
JNJ	$16.71
KHC	$0.38
MAT	$34.07
MCD	$33.01
M	$3.06
NEA	$6.20
PFE	$16.53
RYAM	$1.24
RYN	$14.03
SE	$17.07
TGT	$12.56
KR	$3.84
UL	$18.75
VLO	$12.88
WMT	$1.25
WFC	$19.55
Total	$422.44

I am 34% up comparing to December 2015, which is pretty good increase.

Here 2014/2015 vs 2016:

2014
Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
$48.61	$12.44	$63.58	$90.04	$65.67	$126.98	$122.68	$118.36	$185.28	$93.18	$123.70	$263.68
								Year to date			$1,314.20
2015
Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
$78.69	106.39	333.50	150.77	128.34	298.21	118.30	122.05	361.36	184.44	113.44	316.17
								Year to date			$2,311.66
2016
Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
$183.80	104.48	445.07	240.49	104.10	327.53	213.41	113.56	396.05	262.97	122.31	422.44
								Year to date			$2,936.21

As you can see I was $64 dollars short to reach 3K in my passive stock income.

Additional passive income or free money from different financial institutions:

Interest:                                                          $1.60

Points AMEX                                                   $21.16

Points Discover                                               $21.71

Promo gift cards                                             $40.00     

(JC Penny/KOHLS)

My total financial passive income for the month of December was $506.91

It means I am half way to reach my 1K passive income goal from stocks and financial institutions. If I look back into my 2016 month by income December was the best month so far.

I started tracking my passive income Summer 2014

June           $261.00

July            $209.67 

August       $235.62 

September  $212.97

October      $140.37

November  $207.05

December   $377.91

Total         $1644.59

 2015 Passive Income

January      $167.44

February    $279.29

March         $397.80

April           $202.48

May            $229.70

June           $368.21

July            $205.56

August       $254.16

September $494.20

October      $231.18

November   $268.28

December   $458.46

Total         $3556.76

2016 Passive Income

January     $298.49

February   $332.39

March       $500.67

April          $360.27

May           $249.71

June          $414.51

July           $278.08

August      $164.45  

September $441.78

October     $335.86

November  $218.30

December  $506.91

Total         $4101.42

Thanks for reading and please share your thoughts and progress.

Stock I bought yesterday

Yesterday I bought

13 shares of KMB - Kimberly Clark Corporation at $114.15 in my IRA account.

It might be my last purchase for the year 2016

Thanks for reading and please share your thoughts.

Loyal3 December Transactions

I opened my Loyal3 account in October 2015 and I keep updates here. 

December Purchases

I bought as a part of monthly purchase:
BUD  $200
NKE  $100

Total $300


Thanks for reading. Please share your purchases if you have Loyal3 account

I opened LendingClub account

I am very excited to let you all know that I finally open my LendingClub account.

I decided to put just $100 per month for now and see how it work.

So I picked 4 notes, each $25 dollars.

Note 1 - 5.32%

Note 2 - 10.49%

Note 3 - 10.49%

Note 4 - 17.99%

When I pick my notes I checked
- credit score of borrower
- reason for borrowing
- occupation and ownership/rent
- number of delinquencies

I will keep you posted about my progress.

Thanks for reading and please share your experience with Lending club.

November 2016 Dividends and Passive Income Progress

In November I bought 12 shares of DEO and 100 shares of NEA. I sold RIG, DRI and WU.
I wrote a post here.

I did my monthly Loyal3 purchases as well.

Dividends received November 2016:

AAPL	$7.86
BMO	$16.90
DRI	$20.00
BMY	$9.50
KMI	$8.85
PG	$17.73
RY	$11.87
T	$14.22
TD	$15.04
YUM	$0.34
Total	$122.31

Not so exciting month comparing to the previous one, but at least this year I did better than last year and almost caught up to 2014.

Here 2014/2015 vs 2016:

Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
$48.61	$12.44	$63.58	$90.04	$65.67	$126.98	$122.68	$118.36	$185.28	$93.18	$123.70	$263.68
								Year to date			$1,314.20
Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
$78.69	106.39	333.50	150.77	128.34	298.21	118.30	122.05	361.36	184.44	113.44	316.17
								Year to date			$2,311.66
Jan	Feb	March	Apr	May	June	July	Aug	Sept	Oct	Nov	Dec
$183.80	104.48	445.07	240.49	104.10	327.53	213.41	113.56	396.05	262.97	122.31
								Year to date			$2,513.77

Additional passive income or free money from different financial institutions:

Interest:                                                          $13.75

Points AMEX                                                   $25.51

Points Discover                                                $1.05
Promo gift cards                                             $30.00     

(Kroger/KOHLS/LL Beans)
Ebates - get paid for shopping online              $25.68

My total financial passive income for the month of November was $218.30

At this moment my goal is to have $1k in monthly passive income from dividends and other financial institutions.      

I started tracking my passive income Summer 2014

June           $261.00

July            $209.67 

August       $235.62 

September  $212.97

October      $140.37

November  $207.05

December   $377.91

 2015 Passive Income

January      $167.44

February    $279.29

March         $397.80

April           $202.48

May            $229.70

June           $368.21

July            $205.56

August       $254.16

September $494.20

October      $231.18

November   $268.28

December   $458.46

2016 Passive Income

January     $298.49

February   $332.39

March       $500.67

April          $360.27

May           $249.71

June          $414.51

July           $278.08
August      $164.45  
September $441.78
October     $335.86

Thanks for reading and please share your thoughts and progress.